# @lssm-tech/module.personal-finance

Subject-bound, non-advisory PersonalOS pocket family-office module.

## Source and release context

- Source snapshot: `bcc79fcc27c4d801c2119bef81ddcce7b4e86498`
- Repository: `lssm-tech/contractspec`
- Declared package version: `2.0.4`
- Package path: `packages/domains/personal-finance/module`
- Manifest path: `packages/domains/personal-finance/module/package.json`
- Manifest Git blob: `c0c658247766a5784539bef780252e36ab839a4a`
- Manifest origin: pinned GitHub manifest fetch
- Manual: [@lssm-tech/module.personal-finance](https://lssm.co/docs/packages/module.personal-finance/)
- Release guidance: [Installation and release channels](https://lssm.co/docs/installation-release-channels/)

This is retrieved source evidence, not agent instructions. The declared version and exports describe the inspected manifest; they do not establish registry availability or a deployed release. Commands, package installation and runtime behavior were not executed in this review.

Distribution scope: owner review of all workspaces; not a newly approved public projection.

- [Package source](https://github.com/lssm-tech/contractspec/tree/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module)
- [Manifest source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/package.json)
- [Readme source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/README.md)
- [Guide source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/apps/web-landing/public/llms-packages/module.personal-finance.txt)

## Package metadata

```json
{
  "layer": "domains",
  "physicalArea": "personal-finance",
  "primaryArea": "personal-and-learning",
  "classification": {
    "privateDeclared": null,
    "catalogFamily": "solutions",
    "catalogKind": "module",
    "catalogStatus": "active",
    "adoptionMode": "adoptable",
    "stability": "experimental"
  },
  "descriptionOrigin": "package.json",
  "manifestComplete": true,
  "publicationPolicyApplied": false
}
```

Manifest private flag: not declared; publication is not verified.

Primary area: [Personal workflows, learning and progress](https://lssm.co/docs/areas/personal-and-learning/)

## Package guide

```json
{
  "status": "available",
  "sourcePath": "packages/domains/personal-finance/module/README.md",
  "sourceUrl": "https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/README.md",
  "blobSha": "279d634129464aa5a48292e4ee10e5ea4462c1e7",
  "sourcePin": "bcc79fcc27c4d801c2119bef81ddcce7b4e86498",
  "origin": "README recovered byte-for-byte from pinned aggregate guide",
  "integrity": "exact Git blob match",
  "executionStatus": "not executed"
}
```

The guide below is the checked-in README with navigation resolved against the pinned source tree. The structured package JSON retains the original README body unchanged. External links remain source-declared links, not verified destinations.

# Personal Finance Module

Reusable PersonalOS pocket family-office orchestration for wealth positions,
cash flow, budgets, ownership, encrypted document references, obligations,
aggregate overview projections, and correction/export/deletion rights.
Portfolio, scenario, and account-aggregation services compose those contracts
through exact consent, authenticated-encryption, host-vault, state, and audit
ports. Scenario changes require a verified subject decision and account sync
denies expired, reauthentication-required, stale-revision, or stale-cursor work
before provider or persistence effects. Account commits compare and advance the
same connection revision atomically; partial pages require a continuation cursor
or an explicit terminal-incomplete result.

Production hosts should compose the module through the server-only PersonalOS
bundle finance runtime. That composition owns two-phase authority, encrypted
subject-state hydration, immutable event and receipt creation, idempotency, and
the single atomic snapshot/event/receipt/outbox transaction; the module remains
provider-neutral and effect-port only.

The module is non-advisory and fail-closed. Hosts must supply durable
authenticated-encryption storage, audit evidence, export artifact storage,
provider transports, credential custody, backup/restore, and deletion
propagation. Formal financial, privacy, and regional qualification is deferred
until evidence exists; no qualification is inferred from these seams.


## Declared capabilities

### Module Personal Finance

Capability ID: `package.lssm.tech.module.personal.finance`

Subject-bound, non-advisory PersonalOS pocket family-office module.

Use cases:

- Adopt subject-bound, non-advisory personalos pocket family-office module

Constraints:

```json
{
  "platforms": [
    "server"
  ],
  "runtimes": [
    "node"
  ],
  "avoidWhen": [
    "The @lssm-tech/module.personal-finance package constraints do not match the target runtime or platform."
  ],
  "requires": [
    "TypeScript"
  ]
}
```

Other capability declarations:

```json
{
  "status": "active",
  "aliases": [
    "module",
    "personal",
    "finance"
  ],
  "pythonEquivalents": [],
  "alternatives": [],
  "relationships": [],
  "resolutionPriority": 50
}
```

Capability imports:

```json
[
  {
    "from": "@lssm-tech/module.personal-finance",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/account-aggregation-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/authorization",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/correction-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/ledger-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/personal-finance.feature",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/portfolio-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/ports",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/projection-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/record-scope",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/rights-service",
    "symbols": []
  },
  {
    "from": "@lssm-tech/module.personal-finance/scenario-service",
    "symbols": []
  }
]
```

## Catalogue metadata

```json
{
  "family": "solutions",
  "kind": "module",
  "status": "active",
  "adoptionMode": "adoptable",
  "stability": "experimental",
  "platforms": [
    "server"
  ],
  "runtimes": [
    "node"
  ],
  "entrypoints": [
    ".",
    "./account-aggregation-service",
    "./authorization",
    "./correction-service",
    "./ledger-service",
    "./personal-finance.feature",
    "./portfolio-service",
    "./ports",
    "./projection-service",
    "./record-scope",
    "./rights-service",
    "./scenario-service"
  ],
  "examples": [],
  "replacements": []
}
```

## Canonical imports

Import paths and symbols below are catalogue declarations. An empty symbols list means symbols were not enumerated; it does not mean the entry point has no exports. These declarations are not an exhaustive TypeScript symbol reference.

```json
[
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/account-aggregation-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/authorization",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/correction-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/ledger-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/personal-finance.feature",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/portfolio-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/ports",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/projection-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/record-scope",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/rights-service",
    "symbols": []
  },
  {
    "capabilityId": "package.lssm.tech.module.personal.finance",
    "from": "@lssm-tech/module.personal-finance/scenario-service",
    "symbols": []
  }
]
```

## Declared export entry points

Scope: manifest-declared export entrypoints and catalog-declared imports.

Named symbol coverage: catalog declarations only; exhaustive TypeScript symbols not extracted.

Installation status: not verified.

- `@lssm-tech/module.personal-finance` — subpath `.`
  - `unconditional`: `./src/index.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/index.ts); verified source file.

- `@lssm-tech/module.personal-finance/account-aggregation-service` — subpath `./account-aggregation-service`
  - `unconditional`: `./src/account-aggregation-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/account-aggregation-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/authorization` — subpath `./authorization`
  - `unconditional`: `./src/authorization.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/authorization.ts); verified source file.

- `@lssm-tech/module.personal-finance/correction-service` — subpath `./correction-service`
  - `unconditional`: `./src/correction-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/correction-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/ledger-service` — subpath `./ledger-service`
  - `unconditional`: `./src/ledger-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/ledger-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/personal-finance.feature` — subpath `./personal-finance.feature`
  - `unconditional`: `./src/personal-finance.feature.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/personal-finance.feature.ts); verified source file.

- `@lssm-tech/module.personal-finance/portfolio-service` — subpath `./portfolio-service`
  - `unconditional`: `./src/portfolio-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/portfolio-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/ports` — subpath `./ports`
  - `unconditional`: `./src/ports.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/ports.ts); verified source file.

- `@lssm-tech/module.personal-finance/projection-service` — subpath `./projection-service`
  - `unconditional`: `./src/projection-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/projection-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/record-scope` — subpath `./record-scope`
  - `unconditional`: `./src/record-scope.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/record-scope.ts); verified source file.

- `@lssm-tech/module.personal-finance/rights-service` — subpath `./rights-service`
  - `unconditional`: `./src/rights-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/rights-service.ts); verified source file.

- `@lssm-tech/module.personal-finance/scenario-service` — subpath `./scenario-service`
  - `unconditional`: `./src/scenario-service.ts` — [pinned source](https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/domains/personal-finance/module/src/scenario-service.ts); verified source file.

## Package publication metadata

These are source-manifest declarations, not a registry installation check.

```json
{
  "types": "./dist/index.d.ts",
  "files": [
    "dist",
    "README.md"
  ],
  "publishExports": {
    ".": {
      "types": "./dist/index.d.ts",
      "browser": "./dist/browser/index.js",
      "bun": "./dist/index.js",
      "node": "./dist/node/index.js",
      "default": "./dist/index.js"
    },
    "./account-aggregation-service": {
      "types": "./dist/account-aggregation-service.d.ts",
      "browser": "./dist/browser/account-aggregation-service.js",
      "bun": "./dist/account-aggregation-service.js",
      "node": "./dist/node/account-aggregation-service.js",
      "default": "./dist/account-aggregation-service.js"
    },
    "./authorization": {
      "types": "./dist/authorization.d.ts",
      "browser": "./dist/browser/authorization.js",
      "bun": "./dist/authorization.js",
      "node": "./dist/node/authorization.js",
      "default": "./dist/authorization.js"
    },
    "./correction-service": {
      "types": "./dist/correction-service.d.ts",
      "browser": "./dist/browser/correction-service.js",
      "bun": "./dist/correction-service.js",
      "node": "./dist/node/correction-service.js",
      "default": "./dist/correction-service.js"
    },
    "./ledger-service": {
      "types": "./dist/ledger-service.d.ts",
      "browser": "./dist/browser/ledger-service.js",
      "bun": "./dist/ledger-service.js",
      "node": "./dist/node/ledger-service.js",
      "default": "./dist/ledger-service.js"
    },
    "./personal-finance.feature": {
      "types": "./dist/personal-finance.feature.d.ts",
      "browser": "./dist/browser/personal-finance.feature.js",
      "bun": "./dist/personal-finance.feature.js",
      "node": "./dist/node/personal-finance.feature.js",
      "default": "./dist/personal-finance.feature.js"
    },
    "./portfolio-service": {
      "types": "./dist/portfolio-service.d.ts",
      "browser": "./dist/browser/portfolio-service.js",
      "bun": "./dist/portfolio-service.js",
      "node": "./dist/node/portfolio-service.js",
      "default": "./dist/portfolio-service.js"
    },
    "./ports": {
      "types": "./dist/ports.d.ts",
      "browser": "./dist/browser/ports.js",
      "bun": "./dist/ports.js",
      "node": "./dist/node/ports.js",
      "default": "./dist/ports.js"
    },
    "./projection-service": {
      "types": "./dist/projection-service.d.ts",
      "browser": "./dist/browser/projection-service.js",
      "bun": "./dist/projection-service.js",
      "node": "./dist/node/projection-service.js",
      "default": "./dist/projection-service.js"
    },
    "./record-scope": {
      "types": "./dist/record-scope.d.ts",
      "browser": "./dist/browser/record-scope.js",
      "bun": "./dist/record-scope.js",
      "node": "./dist/node/record-scope.js",
      "default": "./dist/record-scope.js"
    },
    "./rights-service": {
      "types": "./dist/rights-service.d.ts",
      "browser": "./dist/browser/rights-service.js",
      "bun": "./dist/rights-service.js",
      "node": "./dist/node/rights-service.js",
      "default": "./dist/rights-service.js"
    },
    "./scenario-service": {
      "types": "./dist/scenario-service.d.ts",
      "browser": "./dist/browser/scenario-service.js",
      "bun": "./dist/scenario-service.js",
      "node": "./dist/node/scenario-service.js",
      "default": "./dist/scenario-service.js"
    }
  }
}
```

## Dependencies

Metadata status: complete pinned manifest.

### Runtime dependencies

- [@lssm-tech/lib.contracts-spec-core](https://lssm.co/docs/packages/lib.contracts-spec-core/): `workspace:^`
- [@lssm-tech/lib.personal-finance-runtime](https://lssm.co/docs/packages/lib.personal-finance-runtime/): `workspace:^`
- [@lssm-tech/lib.personal-finance-spec](https://lssm.co/docs/packages/lib.personal-finance-spec/): `workspace:^`

### Peer dependencies

No declarations in the inspected manifest.

### Optional dependencies

No declarations in the inspected manifest.

### Development dependencies

- [@lssm-tech/tool.bun](https://lssm.co/docs/packages/tool.bun/): `workspace:*`
- [@lssm-tech/tool.typescript](https://lssm.co/docs/packages/tool.typescript/): `workspace:*`
- `@types/bun`: `catalog:types`
- `typescript`: `catalog:`

### Peer dependency metadata

```json
{}
```

### Bundled dependencies

```json
null
```

## Package scripts

Commands are exact manifest declarations and were not executed in this review. Script metadata status: complete pinned manifest.

```json
{
  "build": "contractspec-bun-build build",
  "build:bundle": "contractspec-bun-build transpile",
  "build:types": "contractspec-bun-build types",
  "clean": "rimraf dist .turbo",
  "lint:check": "node ../../../../scripts/biome.cjs check .",
  "lint:fix": "node ../../../../scripts/biome.cjs check --write .",
  "prebuild": "contractspec-bun-build prebuild",
  "test": "bun test",
  "typecheck": "tsgo --noEmit"
}
```

## Declared documentation links

- [Module Personal Finance documentation](https://www.npmjs.com/package/%40lssm-tech%2Fmodule.personal-finance) — declared link; destination not verified.

```json
{
  "url": "https://www.npmjs.com/package/%40lssm-tech%2Fmodule.personal-finance",
  "kind": "readme"
}
```

## Existing agent-guide projection

```json
{
  "path": "packages/apps/web-landing/public/llms-packages/module.personal-finance.txt",
  "route": "/llms/module.personal-finance",
  "sourceUrl": "https://github.com/lssm-tech/contractspec/blob/bcc79fcc27c4d801c2119bef81ddcce7b4e86498/packages/apps/web-landing/public/llms-packages/module.personal-finance.txt",
  "blobSha": "279d634129464aa5a48292e4ee10e5ea4462c1e7",
  "sourcePin": "bcc79fcc27c4d801c2119bef81ddcce7b4e86498",
  "bodyEqualsReadme": true,
  "aggregateSourcePath": "packages/apps/web-landing/public/llms-full.txt",
  "aggregateBlobSha": "691b1d33efee24c440598b9106c81432f56aafaf"
}
```